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Captive Insurance Companies


Captive Insurance Companies Overview

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A Captive insurance Company ("CIC") is a special purpose insurance company established by the owners of a business ("Company") to insure various risks of the Company. The Company could be a manufacturing business, service business, real estate developer or professional group. A CIC is a risk management tool which insures risks that could be damaging to a business, but which may not be adequately or efficiently covered by commercial policies.